Privacy Policy

This Privacy Policy explains how Stála Majetkon collects, uses, discloses, and safeguards information when you visit our website or use our portfolio analysis and risk monitoring services. This is a general template and should be reviewed and adapted to reflect your actual data practices and applicable law before publication.

Last updated: [insert date]

1. Who We Are

Stála Majetkon ("we", "us", "our") provides an AI-driven platform designed to help individuals and businesses analyse portfolio composition and monitor financial risk exposure. This policy applies to all information collected through our website, applications, and related services (collectively, the "Service").

2. Information We Collect

We collect information in the following ways:

2.1 Information You Provide

When you create an account, contact us, or use the Service, you may provide us with your name, email address, phone number, billing details, and information about your financial holdings or portfolio that you choose to submit for analysis.

2.2 Information Collected Automatically

When you access our website or Service, we may automatically collect technical information such as your IP address, browser type, device identifiers, pages viewed, referring URLs, and timestamps, typically through cookies and similar tracking technologies.

2.3 Information from Third Parties

Where applicable, we may receive information from payment processors, analytics providers, or other third-party services integrated with the Service, subject to their own privacy practices.

3. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the Service, including portfolio analysis and risk monitoring features;
  • Create and manage your account;
  • Respond to inquiries, support requests, and communications;
  • Improve, personalise, and develop new features of the Service;
  • Send administrative information, updates, and, where permitted, marketing communications;
  • Detect, investigate, and prevent fraudulent or unauthorised activity;
  • Comply with applicable legal and regulatory obligations.

4. Legal Basis for Processing

Where required by applicable data protection law, we rely on one or more of the following legal bases to process your personal data: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, and our legitimate interests in operating and improving the Service, provided such interests are not overridden by your data protection rights.

5. Sharing of Information

We do not sell your personal information. We may share information with:

  • Service providers who perform functions on our behalf, such as hosting, analytics, payment processing, and customer support;
  • Professional advisors, including legal and financial consultants, where necessary;
  • Regulatory or governmental authorities, where required by law or in response to valid legal process;
  • Successors, in connection with a merger, acquisition, reorganisation, or sale of assets.

Any third parties we engage are expected to handle your information in accordance with applicable data protection standards and only for the purposes for which it was shared.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to operate our website, remember preferences, understand usage patterns, and support analytics. You can control cookies through your browser settings; however, disabling cookies may affect certain features of the Service.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes described in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymise it.

8. Data Security

We implement reasonable administrative, technical, and organisational measures designed to protect personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Your information may be processed and stored in countries other than your own. Where we transfer personal data across borders, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to:

  • Access the personal information we hold about you;
  • Request correction of inaccurate or incomplete data;
  • Request deletion of your personal information;
  • Object to or restrict certain processing activities;
  • Request a copy of your data in a portable format;
  • Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our Contact page. We may need to verify your identity before responding to your request.

11. Children's Privacy

The Service is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

Our website and Service may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this page periodically.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page, or use the details listed in the footer below.