Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Stála Majetkon website and services. Please read them carefully before using the service. This is a general draft template and should be reviewed and adapted to your specific circumstances and applicable law before publication.
Last updated: [insert date]
1. Acceptance of Terms
By accessing or using Stála Majetkon ("the Service"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you should not access or use the Service. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
2. Description of Service
Stála Majetkon provides AI-driven portfolio analysis and risk monitoring tools intended to help users review and understand information related to their financial holdings. The Service is provided for informational purposes only and does not constitute financial, investment, tax, or legal advice. Any outputs, alerts, or analyses generated by the Service are based on data and models that may be incomplete, delayed, or inaccurate.
3. No Financial Advice
Nothing presented through the Service should be interpreted as a recommendation to buy, sell, or hold any security or financial instrument. You are solely responsible for any investment or financial decisions you make, and you should consult a qualified, licensed professional before acting on any information obtained through the Service.
4. Eligibility and Account Responsibilities
To use certain features of the Service, you may need to create an account. You agree to provide accurate and complete information when creating an account and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.
5. Acceptable Use
You agree not to misuse the Service. Prohibited conduct includes, but is not limited to:
- Attempting to gain unauthorized access to the Service, other accounts, or related systems.
- Using the Service for any unlawful purpose or in violation of any applicable regulation.
- Interfering with or disrupting the integrity or performance of the Service.
- Reverse engineering, decompiling, or attempting to extract the underlying models or source code of the Service.
- Uploading or transmitting harmful code, malware, or unauthorized data.
6. Subscription, Fees, and Billing
Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be disclosed to you before you commit to a paid plan. Unless otherwise stated, fees are non-refundable except where required by applicable law. We reserve the right to change our pricing with reasonable advance notice.
7. Intellectual Property
All content, features, and functionality of the Service, including but not limited to text, graphics, logos, software, and design elements, are the property of Stála Majetkon or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal or internal business purposes, subject to these Terms.
8. Data and Third-Party Information
The Service may rely on data sourced from third parties, including market data providers and financial institutions. We do not guarantee the accuracy, completeness, or timeliness of any third-party data displayed or processed through the Service, and we are not responsible for errors or omissions in such data.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any analysis or output will be accurate or reliable.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Stála Majetkon and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or financial loss, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Stála Majetkon and its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service or your violation of these Terms.
12. Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or for any other reason at our discretion. You may stop using the Service and, where applicable, close your account at any time.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Stála Majetkon operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law. [Jurisdiction to be confirmed and inserted here.]
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
15. Changes to These Terms
We may revise these Terms at any time by posting an updated version on this page. Material changes will be indicated by updating the "Last updated" date above. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.
16. Contact
If you have questions about these Terms, please reach out through the contact details provided on our Contact page.